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									Guitar Center - credit promotion - News				            </title>
            <link>https://guitarnoise.forum/news/guitar-center-credit-promotion/</link>
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							                    <item>
                        <title>Re: Guitar Center - credit promotion</title>
                        <link>https://guitarnoise.forum/news/guitar-center-credit-promotion/#post-291200</link>
                        <pubDate>Fri, 02 May 2008 00:12:57 +0000</pubDate>
                        <description><![CDATA[Bought living room furniture that way. Its great but you absolutely have to pay it off before the 15 months deadline. Otherwise...the interest kills ya. it adds up quick man!!]]></description>
                        <content:encoded><![CDATA[Bought living room furniture that way. Its great but you absolutely have to pay it off before the 15 months deadline. Otherwise...the interest kills ya. it adds up quick man!!]]></content:encoded>
						                            <category domain="https://guitarnoise.forum/news/">News</category>                        <dc:creator>Blueline</dc:creator>
                        <guid isPermaLink="true">https://guitarnoise.forum/news/guitar-center-credit-promotion/#post-291200</guid>
                    </item>
				                    <item>
                        <title>Re: Guitar Center - credit promotion</title>
                        <link>https://guitarnoise.forum/news/guitar-center-credit-promotion/#post-291199</link>
                        <pubDate>Thu, 01 May 2008 23:52:32 +0000</pubDate>
                        <description><![CDATA[i have used the same type offer from MF many times. it&#039;s a great way to have it now, and not have to put any cash down.but as Nick says, if you&#039;re not responsible enough to budget the money ...]]></description>
                        <content:encoded><![CDATA[i have used the same type offer from MF many times.<br> <br>it's a great way to have it now, and not have to put any cash down.<br>but as Nick says, if you're not responsible enough to budget the money and make the payments , then it's a fools game.]]></content:encoded>
						                            <category domain="https://guitarnoise.forum/news/">News</category>                        <dc:creator>TwistedLefty</dc:creator>
                        <guid isPermaLink="true">https://guitarnoise.forum/news/guitar-center-credit-promotion/#post-291199</guid>
                    </item>
				                    <item>
                        <title>Re: Guitar Center - credit promotion</title>
                        <link>https://guitarnoise.forum/news/guitar-center-credit-promotion/#post-291186</link>
                        <pubDate>Thu, 01 May 2008 22:19:04 +0000</pubDate>
                        <description><![CDATA[While the basic interest rate on the offer is currently 21.9%, the default rate (the rate they can charge if you violate any of the terms of the agreement) is even higher - 24.9%.   Also, th...]]></description>
                        <content:encoded><![CDATA[While the basic interest rate on the offer is currently 21.9%, the default rate (the rate they can charge if you violate any of the terms of the agreement) is even higher - 24.9%.   Also, the interest rate is variable - it will rise or fall based on some reference rate - usually a "prime rate".  In times of interest rate volitility, like now, the rate can go much higher.  Climbing variable interest rates are one of the key factors in the subprime mortgage lending mess.  <br><br>Back to the basic point - this sort of financing can be a good deal if you pay it off fully before the time period expires, and if you are aware of all of the terms of the deal.  Otherwise, it can be a real trap.]]></content:encoded>
						                            <category domain="https://guitarnoise.forum/news/">News</category>                        <dc:creator>PArrow</dc:creator>
                        <guid isPermaLink="true">https://guitarnoise.forum/news/guitar-center-credit-promotion/#post-291186</guid>
                    </item>
				                    <item>
                        <title>Re: Guitar Center - credit promotion</title>
                        <link>https://guitarnoise.forum/news/guitar-center-credit-promotion/#post-291184</link>
                        <pubDate>Thu, 01 May 2008 21:44:49 +0000</pubDate>
                        <description><![CDATA[I hear ya on the interest charges.  I&#039;m pretty good with payments, and plus you can set up automatic payments fro myour checking or savings if you bank online to make up for it.]]></description>
                        <content:encoded><![CDATA[I hear ya on the interest charges.  I'm pretty good with payments, and plus you can set up automatic payments fro myour checking or savings if you bank online to make up for it.]]></content:encoded>
						                            <category domain="https://guitarnoise.forum/news/">News</category>                        <dc:creator>The Dali</dc:creator>
                        <guid isPermaLink="true">https://guitarnoise.forum/news/guitar-center-credit-promotion/#post-291184</guid>
                    </item>
				                    <item>
                        <title>Re: Guitar Center - credit promotion</title>
                        <link>https://guitarnoise.forum/news/guitar-center-credit-promotion/#post-291183</link>
                        <pubDate>Thu, 01 May 2008 21:23:54 +0000</pubDate>
                        <description><![CDATA[If you were to buy a $2000 guitar and not complete the payments in 15 months, you&#039;d owe them an extra $305 on top of the cost of the guitar.  If you read the fine print, finance charges accr...]]></description>
                        <content:encoded><![CDATA[If you were to buy a $2000 guitar and not complete the payments in 15 months, you'd owe them an extra $305 on top of the cost of the guitar.  If you read the fine print, finance charges accrue from the purchase date, not from 15 months from now. I bet they are hoping you don't pay it off in time.  21.9% interest?  I think I wrote a song about that recently.]]></content:encoded>
						                            <category domain="https://guitarnoise.forum/news/">News</category>                        <dc:creator>Nick Torres</dc:creator>
                        <guid isPermaLink="true">https://guitarnoise.forum/news/guitar-center-credit-promotion/#post-291183</guid>
                    </item>
				                    <item>
                        <title>Re: Guitar Center - credit promotion</title>
                        <link>https://guitarnoise.forum/news/guitar-center-credit-promotion/#post-291178</link>
                        <pubDate>Thu, 01 May 2008 21:03:51 +0000</pubDate>
                        <description><![CDATA[+1 to Parrow and +1 to that being a fantastic looking gee-tar.  I bought a new american standard strat a few months back from GC and love it.  It was my first electric so I had nothing reall...]]></description>
                        <content:encoded><![CDATA[+1 to Parrow and +1 to that being a fantastic looking gee-tar.  I bought a new american standard strat a few months back from GC and love it.  It was my first electric so I had nothing really to compare it to but, since then, I've gone back and played a few other makes/models and very pleased with my selection.]]></content:encoded>
						                            <category domain="https://guitarnoise.forum/news/">News</category>                        <dc:creator>phillyblues</dc:creator>
                        <guid isPermaLink="true">https://guitarnoise.forum/news/guitar-center-credit-promotion/#post-291178</guid>
                    </item>
				                    <item>
                        <title>Re: Guitar Center - credit promotion</title>
                        <link>https://guitarnoise.forum/news/guitar-center-credit-promotion/#post-291171</link>
                        <pubDate>Thu, 01 May 2008 20:16:01 +0000</pubDate>
                        <description><![CDATA[Be sure to read the fine print.  Most of these &quot;no interest&quot; deals can hit you with significant interest charges back to the begining if you don&#039;t pay it off within the prescribed period.]]></description>
                        <content:encoded><![CDATA[Be sure to read the fine print.  Most of these "no interest" deals can hit you with significant interest charges back to the begining if you don't pay it off within the prescribed period.]]></content:encoded>
						                            <category domain="https://guitarnoise.forum/news/">News</category>                        <dc:creator>PArrow</dc:creator>
                        <guid isPermaLink="true">https://guitarnoise.forum/news/guitar-center-credit-promotion/#post-291171</guid>
                    </item>
				                    <item>
                        <title>Re: Guitar Center - credit promotion</title>
                        <link>https://guitarnoise.forum/news/guitar-center-credit-promotion/#post-291162</link>
                        <pubDate>Thu, 01 May 2008 18:56:14 +0000</pubDate>
                        <description><![CDATA[That is one SWEET guitar, Dali! I would vote for that!Jim]]></description>
                        <content:encoded><![CDATA[That is one SWEET guitar, Dali! I would vote for that!<br><br><br>Jim]]></content:encoded>
						                            <category domain="https://guitarnoise.forum/news/">News</category>                        <dc:creator>KCFenderFan</dc:creator>
                        <guid isPermaLink="true">https://guitarnoise.forum/news/guitar-center-credit-promotion/#post-291162</guid>
                    </item>
				                    <item>
                        <title>Re: Guitar Center - credit promotion</title>
                        <link>https://guitarnoise.forum/news/guitar-center-credit-promotion/#post-291143</link>
                        <pubDate>Thu, 01 May 2008 17:01:10 +0000</pubDate>
                        <description><![CDATA[In case you are interested in the ad]]></description>
                        <content:encoded><![CDATA[In case you are interested in the ad:<br><br><br><a href="https://guitarcenter.rsys1.net/servlet/website/ResponseForm?nNpmHkEVTTBTXWT_u_UYfhgmo.40pgHgJpgnyhsHgK.40Hgmht.3dEz0.26wa.26uDebf7Fwy1.2e.26u0b7eD9vf">https://guitarcenter.rsys1.net/servlet/website/ResponseForm?nNpmHkEVTTBTXWT_u_UYfhgmo.40pgHgJpgnyhsHgK.40Hgmht.3dEz0.26wa.26uDebf7Fwy1.2e.26u0b7eD9vf</a>]]></content:encoded>
						                            <category domain="https://guitarnoise.forum/news/">News</category>                        <dc:creator>The Dali</dc:creator>
                        <guid isPermaLink="true">https://guitarnoise.forum/news/guitar-center-credit-promotion/#post-291143</guid>
                    </item>
				                    <item>
                        <title>Re: Guitar Center - credit promotion</title>
                        <link>https://guitarnoise.forum/news/guitar-center-credit-promotion/#post-291142</link>
                        <pubDate>Thu, 01 May 2008 17:01:00 +0000</pubDate>
                        <description><![CDATA[Thats a nice looking guitar.   8)]]></description>
                        <content:encoded><![CDATA[Thats a nice looking guitar.   8)]]></content:encoded>
						                            <category domain="https://guitarnoise.forum/news/">News</category>                        <dc:creator>geoo</dc:creator>
                        <guid isPermaLink="true">https://guitarnoise.forum/news/guitar-center-credit-promotion/#post-291142</guid>
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